Website Terms of Use

The content of this website is intended solely to provide general guidance to the reader of these pages on the services offered by LIA Wealth Advisers Limited. 

LIA Wealth Advisers Limited is authorised and regulated by the Financial Conduct Authority, reference number 829788. 

All products are written or provided by Lombard International Assurance S.A., which is authorised by the Commissariat aux Assurances, the Luxembourg authority competent for the supervision of the insurance sector, and subject to limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority (reference number 203355). Details about the extent of Lombard International Assurance S.A.'s  regulation by the Financial Conduct Authority and Prudential Regulation Authority are available from us on request. 

Using LIA Wealth Advisers Limited website and accepting our terms

In providing you access to this website, you agree to observe these terms of use, as well as any other specific terms and conditions for content or functionality that may be provided on this website.

Please read carefully as your use of this website constitutes acceptance of these terms of use.

These terms of use may be changed, modified, supplemented or updated by LIA Wealth Advisers Limited from time to time without advance notice. Unless otherwise indicated, any new products and services, content and software added to this website will also be subject to these terms of use effective upon the date of any such addition. You are encouraged to review this website periodically for updates and changes.

The LIA Wealth Advisers Limited website is not intended for any person in any jurisdiction where, by reason of that person's nationality, residence or otherwise, the publication or availability of the  LIA Wealth Advisers Limited website is prohibited.

LIA Wealth Advisers Limited may suspend or withdraw this website

This website is made available free of charge. LIA Wealth Advisers Limited do not guarantee that this website, or any content on it, will always be available or be uninterrupted. LIA Wealth Advisers Limited may suspend or withdraw or restrict the availability of all or any part of this website for business and operational reasons. LIA Wealth Advisers Limited will try to give you reasonable notice of any suspension or withdrawal.

Website information 

The information contained within these pages is intended for informational purposes only and is not to be construed as an offer to sell or solicitation for the purchase or sale of any life assurance product. Neither is the information intended to constitute any form of legal, fiscal or investment advice or recommendation and it should therefore be used only in conjunction with appropriate independent professional advice obtained from a suitably qualified professional source.

LIA Wealth Advisers Limited does not warrant, represent or guarantee that the information contained within these pages is complete, accurate or up-to-date.

Intellectual property rights

LIA Wealth Advisers Limited are the owner or licensee of all intellectual property rights in this website and the material published on it. Those works are protected by copyright, trade mark and other laws around the world. All such rights are reserved. 
You must not use any part of the materials on this website for commercial purposes or for any other purpose not permitted by these terms of use without obtaining a licence to do so from LIA Wealth Advisers Limited or our licensors.  
If you print off, copy or download any part of our site in breach of these terms of use, your right to this website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. 
You must not do anything to corrupt, damage or interfere with our websites and you may not link any other websites to our websites without our permission.

Third party links and information

On this website you may be offered automatic links to other websites. Following such links to off-site web pages is entirely at the risk of the user.  LIA Wealth Advisers Limited does not endorse or accept any responsibility for off-site web page content, nor the products or services offered through them. You should read the terms and conditions of those websites and you are responsible for determining the safety, content or validity of any third party website.

LIA Wealth Advisers Limited does not represent or warrant that that access to off-site web pages will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. 

You must keep your account details safe

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

LIA Wealth Advisers Limited has the right to disable any user identification code or password, whether chosen by you or allocated by LIA Wealth Advisers Limited, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use. 

Limitation of liability

Where you obtain products (including services) from LIA Wealth Advisers Limited, the supply of such products is subject to our standard terms and conditions, which may contain different limitations and exclusions of liability and which supersede the terms set out below insofar as any liability arising out of the supply of such products is concerned

LIA Wealth Advisers Limited do not exclude or limit in any way our liability to you for death or personal injury arising from our negligence, nor for fraudulent misrepresentation or misrepresentation as to a fundamental matter, or any other liability where it would be unlawful to do so.

LIA Wealth Advisers Limited will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise  arising under or in connection with:

•    Use of, or inability to use, this website; or
•    Use of or reliance on any content displayed on this website.

In particular LIA Wealth Advisers Limited will not be liable for loss of profit, loss of business, business interruption, or loss of business opportunity.  

How LIA Wealth Advisers Limited  may use your personal data  

LIA Wealth Advisers Limited will only use your personal information as set out in our privacy policy.
LIA Wealth Advisers Limited are not responsible for viruses 
LIA Wealth Advisers Limited does not guarantee that this website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access this website. You should use your own virus protection software.

Governing Law 

Please note that these terms of use, their subject matter and their formation, are governed by English law and in the event of a dispute the courts of England and Wales will have exclusive jurisdiction.